Our borrowers


We lend money exclusively to co-operatives. Our approach to lending is ethical, accessible and sympathetic to your co-op’s needs. The Co-operative Loan Fund is entirely funded and run by co-ops, so unlike many conventional lenders we truly understand and actively support democratically owned and controlled enterprises. We welcome applications from new and existing co-operatives based in the UK that need between £10,000 – £85,000 of loan finance to:

• Set up as a new co-operative
• Expand their size and scope
• Assist an employee buyout or company succession
• Purchase a property or business
• Purchase capital equipment or create working capital

Worker co-operatives
Community co-operatives
Consortia co-operatives
Social Enterprises
Housing co-operatives
Credit Unions
Multi-stakeholder co-operatives